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Deciding to share your life with someone through marriage means working together on everything, including your finances. Once married, you and your spouse will be financially responsible for joint debts, filing a joint income tax return (or married filing separately, as applicable), and physical things like putting food on the table and paying rent. An […]
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Long before the economic impact of the COVID pandemic, industries and businesses began making massive changes to the way they serve customers. Trends in the American marketplace revolving around technology and consumer behavior forced them to find smarter, more efficient strategies. The appearance of COVID-19 merely sped up those changes. Knowing this, here are a few of […]
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With inflation rates for college costs estimated at 3%-10% per year—tuition and fees, along with room and board, could skyrocket by the time your child is a freshman. This leaves parents wondering how to help them pay for it all. Like any savings goal, putting away the money for college starts with a plan. So here are […]
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There is no reason to fear a credit check if you know what is waiting in your report. That’s why we recommend making a habit of monitoring your credit report and addressing issues as they arise. This will help to safeguard your credit against attempts to steal your financial identity or establish fraudulent credit in […]
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Determining exactly how much retirement savings you need is no easy task. In order to make the perfect calculation, you would need to know your level of expenses during retirement, future tax rates, future returns on your assets, and ultimately how long you are going to live. These are all things you know off the […]
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An Employee Benefits Program can attract and motivate your employees to work hard for your business. While wages are the largest component of hiring negotiations, additional offerings are also important. Together with a good work environment, your benefits program may be the difference between an effective, steady workforce or a group of dissatisfied employees that you continuously […]
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Safe deposit boxes offer a secure place away from your home or office to store your valuables. This includes jewelry, stamp or coin collections, and negotiable items like stock certificates and bonds. It is also an excellent place to keep things that are irreplaceable or have sentimental value. A household inventory (on video or written), appraisals, […]
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In order to create an effective brand, developing and maintaining a solid business identity is critical. Your business identity consists of all the visual elements that establish and reinforce your brand: logo, stationery, web design, marketing materials, signs, and more. What is a Brand Identity? Ultimately, this is the way your brand communicates with the […]
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Now is a great time to revamp your marketing initiatives and then craft an effective strategy for the new year. Planning now allows you to get the ball rolling quickly when you head back to work after the holidays. Here are some essential elements outlining the most critical actions you and your team should consider. […]
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If 2021 is your year to finally start the new business you’ve been planning, we have some tips to help you estimate the costs to get that venture up and running. Calculating startup costs will help you: –> Estimate Needed Cash on Hand –> Secure Loans –> Attract Investors –> Find Potential Tax Deductions Step 1 | Identify Your […]