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Do you ever get that running loop in your head about end of life planning? You know you need to get started, but with an overwhelming list of “essentials” and a plethora of “must do” suggestions on the internet, it’s hard to know where to start. A lot of the tasks have legalese-sounding names and […]
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What exactly is an equipment loan, and how is it different from applying for other commercial loans? We asked Brandon Reyes, Vice President and Commercial Loan Officer, to break things down for us. Equipment loans help companies purchase specific assets that are an integral part to that business’s day-to-day functions. Examples of such assets include a […]
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Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are several reasons you may consider refinancing your mortgage. The most common reasons include the opportunity to obtain a lower interest rate; the chance to shorten the term of the mortgage; the desire to convert from an […]
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If you have important valuables and documents that you don’t feel comfortable leaving around the house, consider renting a safe deposit box. Located in vaults at Texas Gulf Bank locations, safe deposit boxes* are fire and water-resistant. In addition, they typically offer more security than other available options. Interested in learning more? Here are a […]
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In the face of skyrocketing tuition costs, families may be overwhelmed by the financial requirements they are facing. With the rising costs, it is important parents know that they should not feel obligated to entirely fund a child’s higher education. While it is certainly a worthy investment, it is important to assess your individual financial situation and goals […]
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3 Ways Your Small Business Can Save On Credit Card Processing Consumers are increasingly choosing plastic over cash. Declining to accept credit cards as a result of fees may actually cost you more money in the long run than the fees you are trying to avoid. Here are a few tips to help lessen the […]
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You’ve said your “I Dos,” and while you may be recovering from wedding-related expenses, there are several steps you can take as a couple to ensure you start your new life together with a strong financial base. Communicate. The first step is to ensure you have actually discussed your finances and how you plan to […]
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Consumers are increasingly choosing plastic over cash. Declining to accept credit cards as a result of fees may actually cost you more money in the long run than the fees you are trying to avoid. Here are a few tips to help lessen the credit card fee pain your company may be experiencing. Set a […]
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When planning for your retirement, it is smart to estimate your future monthly expenses. However, nailing this down may be easier said than done. You should take into account expenses that will change over time – both those that will increase and also those that will decrease. Doing so will ensure more accurate calculations on […]
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Recent reports show an increase in fraud using Automated Clearing House (ACH) payments, a standard transactional method used by most businesses. ACH payments are often under less scrutiny than wire transfers, giving scammers an opportunity for success in exploiting the looser oversight. However, the TGB team urges our clients to minimize exposure to risk by […]