Personal Loans

The beauty of personal loans from Texas Gulf Bank, N.A. is that we take them very personally. Our loan officers take the time to get to know you personally. And then put together a financing plan that’s easy to live with.

Auto Loans and Refinancing

Texas Gulf Bank offers loans designed specifically for your new or used car purchase or refinancing. They feature competitive rates and payment schedules devised specifically with your budget in mind. Get pre-approved before entering a dealership. It will make your car buying process seamless, and protect you from aggressive sales tactics.

In addition to Auto Loans and Refinancing, we also offer the following personal loans

• CD and Savings Secured Loans
• Stock Loans
• Unsecured Loans
• Boat Loans
• Recreational Vehicle Loans

Download the Consumer Loan Application and start the process today.  Or Contact Us via e-mail or telephone or visit any Texas Gulf Bank location.

Home Loans

Whether you are shopping for your first house, improving your current one, or moving on to something even better, Texas Gulf Bank offers a variety of mortgage and home equity options to choose from at competitive rates. Loans subject to credit approval.

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE ACT)
Texas Gulf Bank is a strong, stable and financially secure community bank that is committed to delivering exceptional service to our clients.  One way to help ensure that the highest level of customer service is obtained is to keep you, the customer, informed.

In response to the mortgage crisis and in an effort to help protect consumers, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act) was established.  The SAFE Act is designed to enhance consumer protection and reduce fraud by requiring all Mortgage Loan Originators, as defined by the Act, to be registered through the Nationwide Mortgage Licensing System (NMLS).  This registry establishes a database that provides employment background and other pertinent information on all MLOs.  The registry is accessible to consumers and assists them in reviewing the credentials of their potential loan officer or other loan production staff that the consumer may be working with.

Consumers may access the Nationwide Mortgage Licensing System (NMLS) via www.nmlsconsumeraccess.org.  The system allows you to access an MLO’s information by various search criteria including name and NMLS ID Number.  If you should need more specific information regarding Texas Gulf Bank’s MLO’s, please refer to our booklets that are located in each branch lobby or feel free to contact the bank and ask to speak to someone in lending or to one of the SAFE Act administrators.