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TEXAS GULF BANK BLOG

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The Ledger | Second Quarter 2017
June 29, 2017

3 Ways Your Small Business Can Save On Credit Card Processing Consumers are increasingly choosing plastic over cash. Declining to accept credit cards as a result of fees may actually cost you more money in the long run than the fees you are trying to avoid. Here are a few tips to help lessen the […]

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Start Your Married Life with Extra Cash
June 23, 2017

You’ve said your “I Dos,” and while you may be recovering from wedding-related expenses, there are several steps you can take as a couple to ensure you start your new life together with a strong financial base. Communicate. The first step is to ensure you have actually discussed your finances and how you plan to […]

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Three Ways Your Small Business Can Save on Credit Card Processing
June 23, 2017

Consumers are increasingly choosing plastic over cash. Declining to accept credit cards as a result of fees may actually cost you more money in the long run than the fees you are trying to avoid. Here are a few tips to help lessen the credit card fee pain your company may be experiencing. Set a […]

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Variable expenses to account for in retirement
May 17, 2017

When planning for your retirement, it is smart to estimate your future monthly expenses.  However, nailing this down may be easier said than done. You should take into account expenses that will change over time – both those that will increase and also those that will decrease. Doing so will ensure more accurate calculations on […]

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New Cybercrimes Reported Against Businesses Sending ACH Payments
May 15, 2017

Recent reports show an increase in fraud using Automated Clearing House (ACH) payments, a standard transactional method used by most businesses. ACH payments are often under less scrutiny than wire transfers, giving scammers an opportunity for success in exploiting the looser oversight. However, the TGB team urges our clients to minimize exposure to risk by […]

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Protect yourself from card skimming
February 13, 2017

Have you heard of anyone’s debit card information being stolen and utilized while they still have the card in their physical possession? If so, they more than likely have fallen victim to a card-skimming device.   Thieves install these electronic devices over the normal card reading slot of ATM machines, gas pump card-swiping slots, retail […]

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Use Data to Make Informed Business Growth Decisions
November 6, 2016

Using the right data can drastically improve your business decision-making ability, allowing you to focus on improving the return on the changes you implement. Actually knowing exactly which parts of your business are growing, and which aren’t, is better than any educated guess you could make. Successful business owners continuously think about how to innovate […]

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MIA HINOJOSA APPOINTED VICE PRESIDENT, COMMERCIAL LENDER FOR TEXAS GULF BANK, N.A.
June 27, 2016

HOUSTON, TX, JUNE 27, 2016: Mia Hinojosa has been appointed Vice President, Commercial Lender at Texas Gulf Bank, N.A., MEMBER FDIC, an independently owned and operated bank established in 1913. Mia will office in our Voss location, focusing on expanding our commercial client base by offering business loans, as well as deposits and flexible financial […]

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Three things you should consider when choosing a wealth manager
May 25, 2016

The wealth management industry is highly regulated with several agencies watching over it. However, as with any financial decision it is smart to be educated when selecting someone to assist you in managing your money. Here are a few questions to ask when selecting a wealth manager to help handle the future of your personal […]

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How much should you really have saved in your emergency fund?
May 25, 2016

According to Bankrate.com, almost a third of Americans have no emergency savings. That’s a scary prospect.  Saving can be a challenge for some, as it always seems something is popping up, but the peace of mind that comes from building an emergency fund is worth the extra effort.  So how much should you really try […]

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