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Consumers are increasingly choosing plastic over cash. Declining to accept credit cards as a result of fees may actually cost you more money in the long run than the fees you are trying to avoid. Here are a few tips to help lessen the credit card fee pain your company may be experiencing. Set a […]
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When planning for your retirement, it is smart to estimate your future monthly expenses. However, nailing this down may be easier said than done. You should take into account expenses that will change over time – both those that will increase and also those that will decrease. Doing so will ensure more accurate calculations on […]
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Recent reports show an increase in fraud using Automated Clearing House (ACH) payments, a standard transactional method used by most businesses. ACH payments are often under less scrutiny than wire transfers, giving scammers an opportunity for success in exploiting the looser oversight. However, the TGB team urges our clients to minimize exposure to risk by […]
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Planning your own final arrangements can save your family a lot of stress during a time of unimaginable grief. You also give yourself the peace of mind that you have taken the burden off your loved ones. As uncomfortable as it might be, it is critical to discuss your wishes with your family so they […]
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Have you heard of anyone’s debit card information being stolen and utilized while they still have the card in their physical possession? If so, they more than likely have fallen victim to a card-skimming device. Thieves install these electronic devices over the normal card reading slot of ATM machines, gas pump card-swiping slots, retail […]
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Using the right data can drastically improve your business decision-making ability, allowing you to focus on improving the return on the changes you implement. Actually knowing exactly which parts of your business are growing, and which aren’t, is better than any educated guess you could make. Successful business owners continuously think about how to innovate […]
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How to Turn a Business Plan Into a Powerful Financing Tool A business plan plays a key role in allocating resources throughout a company. It is a vital aid to help you manage your business more effectively, but it is also a document to help secure funding. A good business plan reveals how you would […]
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Families have choices when it comes to securing their savings for future generations. An option to consider is a Custodial Account. While most people are familiar with the idea of a Trust Fund, Custodial Accounts are similar to Trusts but controlled by an adult on behalf of a minor. The custodian (the organization that holds […]
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HOUSTON, TX, JUNE 27, 2016: Mia Hinojosa has been appointed Vice President, Commercial Lender at Texas Gulf Bank, N.A., MEMBER FDIC, an independently owned and operated bank established in 1913. Mia will office in our Voss location, focusing on expanding our commercial client base by offering business loans, as well as deposits and flexible financial […]
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Three things you should consider when choosing a wealth manager The wealth management industry is highly regulated with several agencies watching over it. However, as with any financial decision, it is smart to be educated when selecting someone to assist you in managing your money. Here are a few questions to ask when selecting a […]